UMES, University of Maryland Eastern Shore Admissions

UMES, University of Maryland Eastern Shore Admissions With a 38% acceptance rate, the University of Maryland Eastern Shore may appear fairly selective, but the reality is that most students with average grades and standardized test scores have a very good chance of being admitted. The university looks for a 930 or higher on the SAT, 18 or higher on the ACT, and a high school GPA of 2.5 or better. UMES will also want to see adequate course work in course subjects: four years of English and math; three years of social science/history, and two years of a foreign language and a lab-based science. Will You Get In? Calculate Your Chances of Getting In  with this free tool from Cappex Admissions Data (2016): University of Maryland Eastern Shore Acceptance Rate: 38%Test Scores 25th / 75th PercentileSAT Critical Reading: 400 / 480SAT Math: 390 / 470SAT Writing: - / -What these SAT numbers meanACT Composite: 17  / 20ACT English: 16  / 21ACT Math: 15  / 120ACT Writing: - / -What these ACT numbers mean University of Maryland Eastern Shore Description: UMES, the University of Maryland Eastern Shore is a historically black university and member of the University System of Maryland. The university occupies a nearly 800-acre campus in Princess Anne, Maryland, an easy drive to both the Chesapeake Bay and Atlantic Ocean. Founded in 1886, the university has expanded significantly in recent decades. Academic programs in business, hotel management, criminal justice, sociology, and physical therapy are particularly popular among undergraduates. On the athletic front, the UMES Hawks  compete in the NCAA Division I  Mid-Eastern Athletic Conference. The school fields seven mens and eight womens Division I teams. Enrollment (2016): Total Enrollment: 3,904  (3,277 undergraduates)Gender Breakdown: 45% Male / 55% Female89% Full-time Costs (2016- 17): Tuition and Fees: $7,804  (in-state); $17,188 (out-of-state)Books: $1,500 (why so much?)Room and Board: $9,388Other Expenses: $3,500Total Cost: $22,192 (in-state); $31,576 (out-of-state) University of Maryland Eastern Shore Financial Aid (2015- 16): Percentage of New Students Receiving Aid: 92%Percentage of New Students Receiving Types of AidGrants: 72%Loans: 76%Average Amount of AidGrants: $7,502Loans: $6,525 Academic Programs: Most Popular Majors:  Biology, Business Administration, Criminal Justice, English, Family and Consumer Sciences, Hotel Management, Rehabilitation Services, Sociology What major is right for you?  Sign up to take the free My Careers and Majors Quiz at Cappex. Transfer, Graduation and Retention Rates: First Year Student Retention (full-time students): 58%Transfer Out Rate: 25%4-Year Graduation Rate: 15%6-Year Graduation Rate: 36% Intercollegiate Athletic Programs: Mens Sports:  Basketball, Baseball, Golf, Tennis, Track and Field, Cross CountryWomens Sports:  Basketball, Bowling, Softball, Cross Country, Track and Field, Tennis, Volleyball Data Source: National Center for Educational Statistics If You Like UMES, You May Also Like These Schools: Towson University: Profile | GPA-SAT-ACT GraphHoward University: Profile | GPA-SAT-ACT GraphVirginia State University: Profile | GPA-SAT-ACT GraphNorfolk State University: Profile  Virginia Union University: Profile  Temple University: Profile | GPA-SAT-ACT GraphDrexel University: Profile | GPA-SAT-ACT GraphClark Atlanta University: Profile | GPA-SAT-ACT GraphSalisbury University: Profile | GPA-SAT-ACT GraphBowie State University: Profile | GPA-SAT-ACT GraphFrostburg State University: Profile   University of Maryland Eastern Shore Mission Statement: complete mission statement can be found at  https://www.umes.edu/About/Pages/Mission/ The University of Maryland Eastern Shore (UMES), the state’s historically black 1890 land-grant institution, has its purpose and uniqueness grounded in distinctive learning, discovery and engagement opportunities in the arts and sciences, education, technology, engineering, agriculture, business and health professions.  Ã‚  UMES is a student-centered, doctoral research degree-granting university known for its nationally accredited undergraduate and graduate programs, applied research, and highly valued graduates.  Ã‚  UMES provides individuals, including first generation college students, access to a holistic learning environment that fosters multicultural diversity, academic success, and intellectual and social growth.

Celebrating New Years Eve in France

Celebrating New Years Eve in France In France, the New Years celebration begins on the evening of December 31 (le rà ©veillon du jour de l’an) and carries through January 1 (le jour de l’an). Traditionally, its a time for people to gather with  family, friends, and community. New Year’s Eve is also known as La Saint-Sylvestre because December 31 is the feast day of Saint Sylvestre. France is predominantly Catholic, and as in most Catholic or Orthodox countries, specific days of the year are designated to celebrate specific saints and are known as feast days. Individuals who share a saints name often celebrate their namesakes feast day like a second birthday. (Another noted French feast day is La Saint-Camille, shorthand for la fà ªte de Saint-Camille.  Its celebrated on July 14, which is also Bastille  Day.) French New Years Eve Traditions There arent too many traditions specific to New Years Eve in France however, one of the most important ones is kissing under the mistletoe (le gui) and counting down to midnight. While theres no equivalent to the ball dropping in Times Square, in larger cities, there may be fireworks or a parade and theres usually a big variety show on television featuring France’s most famous entertainers. New Years Eve is most often spent with friends- and there may be dancing involved. (The French like to dance!) Many towns and communities also organize a ball which is often a dressy or costumed affair. At the stroke of midnight, participants kiss one another on the cheek two  or four times  (unless they are romantically involved). People may also throw des cotillons (confetti and streamers), blow into  un serpentin (a streamer attached to a whistle), shout, applaud, and generally make a lot of noise. And of course, the French make les rà ©solutions du nouvel an (New Years resolutions). Your list will, undoubtedly, include  improving your French, or perhaps maybe even scheduling a trip to France- et pourquoi pas? French New Years Meal Theres no single food tradition for the French New Years celebration. People may choose to serve anything from a formal meal to something buffet style for a party- but no matter whats being served, its sure to be a feast. Champagne is a must, as are good wine, oysters, cheese, and other gourmet delicacies. Just be careful not to drink too much or you may end up with a serious gueule de bois (hangover). Typical New Years Gifts in France In France, people dont generally exchange gifts for the New Year, although some do. However, its traditional to give monetary gifts to postal workers, deliverymen, the police, household employees, and other service workers around Christmas and the New Year. These gratuities are called les à ©trennes, and how much you give varies greatly depending on your generosity, the level of service you got, and your budget. French New Years Vocabulary Its still customary to send out New Years greetings. Typical ones would be: Bonne annà ©e et bonne santà © (Happy New Year and good health)Je vous souhaite une excellente nouvelle annà ©e, pleine de bonheur et de succà ¨s. (I wish you an excellent New Year, full of happiness and success.) Other phrases youre likely to hear during New Years celebrations: Le Jour de lAn- New Years DayLa Saint-Sylvestre- New Years Eve (and the feast day of Saint Sylvester)Une bonne rà ©solution- New Years resolutionLe repas du Nouvel An- New Years mealLe gui (pronounced with a hard G ee)- mistletoeDes confettis- confettiLe cotillon- a ballLes cotillons- party novelties such as confetti and streamersUn serpentin- a streamer attached to a whistleGueule de bois- hangoverLes  Ãƒ ©trennes- Christmas/New Years Day present or gratuityEt pourquoi pas?- And why not?

Intro to chinese culture Research Paper Example | Topics and Well Written Essays - 1500 words - 1

Intro to chinese culture - Research Paper Example Doug Guthrie informs that Chinese government has taken three key measures to drive forward the economic reforms in China. The first was bringing in gradual reforms driven by state government in order to make China a global economy. The Chinese government introduced both external and internal economic policies. The second was the decentralization of economic decision-making while the third was to allow private economic sector to emerge to a certain extent without authorizing rapid privatization and keeping state owned industries as such. The industries continued to remain in governmental control, but the introduction of private sector initiated competition between industries that was healthy for the economy wholly. These three measures will be discussed in detail in the following sections. The Chinese government brought reforms on global level as well as on domestic level in order to strengthen China as a global economy. The economic reforms included creation of new institutions locally as well as internationally, creation of innovated industrial strategies, development of special economic zones to attract domestic and foreign investors to invest in China and adoption of trading, exporting and developmental strategies to represent China as an economy interested in investments from internal as well as external sector (Guthrie, 2009). Export-oriented coastal development strategy implemented by Zhao played a crucial role in creating China as a leading trading economy. With this reform policy, the coastal regions became more autonomous and provided solutions for two issues, which were â€Å"employment of the surplus labor from the rural areas and improvement in industrial competitiveness† (Guthrie, 2009, p. 113) along with generating income for industrial firms. The coastal development strategy facilitated Chinese economy in many ways such as converting it â€Å"into a primary producer of goods across a number of different sectors†, bringing in â€Å"huge infusion

Sustainable Tourism Strategy for Romania National Park Essay

Sustainable Tourism Strategy for Romania National Park - Essay Example The strategies included dividing the park into four different zones in order to develop each and every section with greater effectiveness focusing on its unique natural feature. Furthermore, the strategy proposed by the authority to improve the Retezat National Park focused on the concept of promoting the availability of medical services, hotels and emergency rescue services among within the park in order to augment the interest of tourists to visit the tourism location. The developmental strategies proposed by the authority also included the intention to increase the scope of employment for the local people who live in the surrounding of the park. The strategies also proposed the inclusion of certain ethical and practical rules that were expected to limit the activities of the tourists up to an extent which will reduce the negative impacts on the natural assets of the Park. Thus, from an overall perspective, the strategies proposed by the authority of Romania Tourism can be observed to represent a multidimensional approach in benefitting the overall performance of the Retezat National Park. Part B Introduction The concept of sustainable tourism is apparently becoming widely accepted all over the globe. It is regarded as an attempt to minimize the impact of the environment as well as the local culture on the tourism industry of any country. Contextually, it has been observed that the main aim of sustainable tourism is to make sure that along with environment preservation, a considerable development in the tourism sector of any country can be provided which can yield maximum positive experiences for the people who decide to visit a particular country such as Romania possessing a Unique Selling Proposition (USP) of natural heritage. The concept of sustainable tourism is often argued as an important aspect that largely influenced the modern day strategies concerning the tourism industry operations. It is in this context that sustainable tourism can be effectively achieved with the development of certain strategies with the purpose of designing a positive structure of the tourism industry (Ali & Frew, 2013; Tribe, 2010; Swarbrooke, 1999). Based on the theoretical underpinning, this paper intends to discuss about the appropriateness of the strategy for one of the national park of Romania, i.e. the Retezat National Park. The paper further aims to recommend certain inputs that might be helpful in developing and executing strategies with greater accuracy yielding maximum positive results. Overview of the Romania’s National Parks and the Tourism Industry of the Country Romania is a country located in the South Eastern region of Europe. In terms of its geographic location, the country is listed as the eighth largest in the European continent. It has been observed that the country is quite well known all over the world because of its natural beauty

Project Shakti Essay Example for Free

Project Shakti Essay The project was started to explore the business opportunity of the rural market, where the competition will be less than the urban market. The first challenge faced by the Shakti was the low margin to its entrepreneurs and lack of owner ship. Its initial plan was, federations purchase products from HLL and then sell them to SHGs and then to outlets in village. In this model no one took responsibility. This challenge was overcome by changing the business model as follows: A member of the SHG appointed as entrepreneur, who borrow money from respective SHG and buy products directly from HLL. By this model responsibility is only for entrepreneur and no need to share profit as well. HLLs pilot model was with women because they are the bulk consumer for the HLL products and they have access to home of potential consumers. Easy part of the project was the selection of the entrepreneurs. Problem starts once the stock started piling up, which was almost equal to their annual income. To add on to this, loan repayment schedule was also started which was threaten the feasibility of the project. These entrepreneurs did not have any previous experience in undertaking independent economic activity added up failure of this task. HLL had overcome this with following initiatives: 1. They had introduced RSP, to control stock. To reduce the cost they hired the trainers to train entrepreneurs and outsourced the administration to third party 2. Offered incentive for visiting specific number of homes and offered additional incentive for selling specific brands 3. Negotiated with bank to get more time to start initial payment. To scale up the project, implementation team has to undergo following tasks: 1. Arrange government permissions and secure the support of the district administration 2. Identify and seal partnerships with NGOs well established in the region 3. Interact with mainstream HLL sales to identify market for PS 4. Locate SHG and convince them that the project shakti was a reliable, sustainable source of income for their members 5. Appoint a right women as entrepreneurs 6. Ensure a steady supply of products In many placed HLL was not able get support from government, presuming that these attempts are an explosive attempt of a large multinational. This was overcome by the appointing MART and helped them to expand to 50405 villages across 310 districts in 12 states. To scale up they have addressed the requirement of the small income group by introducing low price packs Introduced Vani programme to educate personals and communities on their health and hygiene. Next challenge faced was to change the focus of the buyers from local retailers to Shakti entrepreneur. It has been overcome by doing the following: 1. Personalized service 2. Door step delivery 3. Assurance of quality 4. Credit to regular patrons 5. Creating a network for sale and passing a percentage of the profit to them as well

An Examination of Music in The Tempest Essay -- The Tempest Essays

An Examination of Music in The Tempest Compared to plays written for public playhouses, The Tempest offers a unique emphasis on music. Hiring extra musicians, along with the time constraints usually resulted in small attention given to this area (Long 95). Given the large degree of detail allotted to music in the play, it is believed the audience to have been upper class, however, music of The Tempest serves a variety of functions beyond that of mere entertainment. By exploring the evidence provided in The Tempest, we can reveal some of these functions that music serves in the play. Direct roles of music in The Tempest: Mental manipulation Music in The Tempest is utilized by Ariel to manipulate his victims in a number of ways, one being a sleight of mind. Take away the enchanted island and Prospero's magic and music still holds a quality which enhances or detracts from one's mood; similarly, Ariel's songs seem to have a way of creeping into the mind of the listeners, but his gradually changes their very thoughts. Our first evidence of how this manipulation functions is Ariel's song sung to Ferdinand: This music crept by me upon the waters, Allaying both their fury and my passion With its sweet air; thence I have follow'd it, Or it hath drawn me rather. (1.2.391-95) The music begins to work by evoking a state of passion, then playing upon this heightened sense of emotion, Ferdinand is drawn in a manner which seems similar to that of the call of the sirens. Ariel's playing and singing while invisible allows the music to be felt like a subtle presence, perhaps coming from the island, perhaps his own mind. Ferdinand is not sure whether it comes from the wat... ...hich the play leads, it is the conflict in the struggle for the power it represents, and the resolution in the harmony it provides. Works Cited Gervinus, G. "A review of The Tempest." Shakespearean Criticism 8 (1877) Johnson, W. "The Genesis of Ariel" Shakespeare Quarterly 11.3 (1951): 205-10. Long, John. Shakespeare's Use of Music: The Final Comedies. Gainesville: University of Florida Press, 1961. "Other Voices: The Sweet, Dangerous Air(s) of Shakespeare's Tempest." Shakespeare Studies 24 (1996): 241-74 Palmer, D.J. The Tempest. London: Macmillan & Co., Ltd., 1968. Scott, Mark. Shakespearean Criticism. Detroit: Gale Research, Inc., 1989. Smith, Hallett. Twentieth Century Interpretations of The Tempest. Englewood Cliffs: Prentice-Hall, Inc., 1969. The Riverside Shakespeare. Boston: Houghton Mifflin Co., 1997.

How did World War II Affect Women on Tennessee Essay

World War II saw the coming of commercialization and technology advancement in Tennessee. Aviation companies, dams and power plants were built to suffice the needs of the war. Because of such, it undeniably and consequently helped to increase the economy of the state making it one of the most promising Southern states during that time. Of course, with so much activity, it also affected the culture and history of the place. It contributed a lot to American history but we cannot take for granted the roles of women played during this time. But before the war happened, particularly in 1939, an aviation company called Aviation Corporation constructed an airplane factory adjoining Nashville Airport. Two years later, when war broke out, the factory that originally develop and builds civilian planes immediately extended into making warplanes. By 1943, more than 7,000 people worked at and for the company. Majority of the employees moved to Nashville and never left. But, the rather surprising part of this event is that most of the workers for the plant were composed of women (Kids). At the end of the war, approximately 33% of the Tennessee workforce is composed of women. Because majority of the workforce during that time was composed of women, it particularly affected how they lived their life. With the great impact that the war imposed on women, they became more focused on their work. Moreover, they became highly specialized workers in the field of aircraft making. Because of such, little improvement and development was done on families. Their family lives did not become the focus of their lives, instead, they concentrated o their work. Tennessee then became a state of women workers rather than family women. In short, their jobs and careers became their top priority. If ever there was an attention given to their respective families, it can be inferred that it was little. Consequently, with the rage on military service and employment, most of women that were needed in the air force division of the military were to discharge male pilots for strategic and warfare flight duty (Stewart-Smith). Nonetheless, it did not diminish any eagerness for the female pilots. In lieu of the airplane and warplane industry, one rich girl from Tennessee made a very daring contribution in their history. Her name is Cornelia Fort. She became tired of being rich that is why; she decided to be a pilot and served during the wartime. She died in a mid-air collision in 1943 (Kids). Perhaps, she became very influential for the women of Tennessee during this time. She became an inspiration for a lot of women. Perhaps the greatest contribution of the women of Tennessee during World War II is the fact the majority of its workforce is composed of women that exactly during those times were perceived as a work that is rather stated for men. Somehow, they managed to get out of the perception that women are just wives. They have regarded themselves as a great contributor to the workforce. Works Cited: Kids, Tennessee History for. â€Å"Part Four: The Great Depression and World War Ii. † 2006. Stewart-Smith, Natalie J. â€Å"Perspectives of the Women Pilot. † (1998). November 3, 2007 .

Historical Systems of Power, Governance, and Authority Essay

A. The rise of new imperialism of the 19th and early 20th century involved Europe going into Africa. The causes of imperialism in Africa were partly due to the decolonization in America. The European powers were out political and economic gain by the United States gaining their independence. In 1876 European powers especially King Leopold II of Belgium, agreed in the Berlin Conference to split up the land in Africa, no longer invading to colonize but to gain political, military and economic power. The methods to imperialism of the African land were done differently, by each European power. The British who imperialized the cape of Africa used laws and indirect methods to gain power, however King Leopold II used extreme force to gain control of the Congo. The Congo was then ruled with strict political control and military force. A1. Between the years 1885 and 1905 more than 10 million indigenous people of Congo were murdered. King Leopold II used the natives as slave labor to gain resources such as rubber and ivory. Edward Morel an official that monitored shipping traffic started noticing that King Leopold II ships came back with tons of cargo, but little to no cargo was being sent to the Congo for trade. Morel soon put two and two together and realized the native people were being used as slave labor. In doing so Morel soon started to organize a protest. Other than the protest that Morel started the people of Congo were silent, due to many years of off and on again use as slave laborers. B. The Russian Revolution of 1917 was a violent revolution and in comparison to the Indian Independence Movement was a nonviolent revolution both had causes and goals that will be discussed. To begin, the Russian Revolution of 1917 was caused by food shortages and the peoples opposition to the  government, ran by Nicolas II who was czar. Czar Nicolas II had pushed into World War I leaving the people in Russia in anguish due to the many losses and economic downfall. This downfall came due to the amount of soldier and horses being placed into the war leaving the peasants at home with a loss of man power to continue a, â€Å"standard of living†( Causes of the Russian Revolution 2). Due to the decrease in man power, and materials to use at the home front, prices increased and a hunger endemic began. With hunger increasing and inflation of prices continuing strikes began, which eventually stopped transportation. When the transportation stopped supplies and food did not get to the soldiers at war decreasing the amount of people who believed in the czar. The goal of the peasants of the Russian Revolution of 1917, was to gain a new leader and for their voices to be heard. In March 1917, a riot of peasants, and soldiers stormed the streets with the support of the Duma, a group of government officials, forcing Nicolas II out of power. The Indian Independence Movement was a nonviolent revolution that gained India’s independence in August 15, 1947 from Britain, French and Portugal. The start of the revolution began in 1857 when Indian soldiers rebelled against the British East Indian Company when Indian political rights were not being honored, however British squashed the matter. Eventually, non- violent movements began in 1918-1922 when, â€Å"suppression of civil liberties, political rights and culture,† were not being recognized by the British (Sharma, S. (2010)). The movement was led by the Indian National Congress who were under the direct leadership of Mohandas Ganghi. The movement held a revolt in 1942, † demanding that the British leave India,† known as the Quit India Movement, due to the riot in Calcutta, Independence was finally gained(Sharma, S. (2010)). The goal of the revolution was finally met to gain civil liberties, political integrity and have Indian culture recognized. B1. The strategies of the two revolution discussed above include a riot in the Russian Revolution of 1917. In the riot peasants, soldiers and the Duma stood together to over throw the czar. In the Indian Independence Movement the strategies were to use boycotts and stances against the British force to  gain their independence. References Causes of the Russian Revolution of February/March 1917. (n.d.). Retrieved from http://www.johndclare.net/Russ3.htm Causes of the Russian Revolution 2 – What were the causes of the Russian Revolution? (n.d.). Retrieved from http://europeanhistory.about.com/od/russiaandukraine/a/Causes-Of-The-Russian-Revolution_2.htm Hochschild, A. (1999). King Leopold’s ghost: A story of greed, terror, and heroism in colonial Africa [ebrary book]. Retrieved from https://lrps.wgu.edu/provision/17910385 Sharma, S. (2010). Civil rights movements [ebrary book]. Retrieved from http://lrps.wgu.edu/provision/8542979 SparkNotes: Europe 1871-1914: The Scramble for Africa (1876-1914). (n.d.). Retrieved from http://www.sparknotes.com/history/european/1871-1914/section5.rhtml

Homework Set 10 Essays

Homework Set 10 Essays Homework Set 10 Essay Homework Set 10 Essay Sherisse’ Woodley C. Williams Macroeconomics 23 July 2013 Homework Set 10 1. List the four categories of unemployment. * Fictional * Structural * Cyclical * Seasonal 2. What measurement tool constructed by the Bureau of Labor Statistics is used to measure changes in the level of prices of goods and services? Consumer Price Index (CPI) 3. Who would benefit from unanticipated inflation –lenders or borrowers? Why? Who would benefits from anticipated inflation –lenders, borrowers, or neither? Why? Lenders will benefit from unanticipated inflation because they can rise interest and make more money.Bowers will benefit from anticipated inflation because they had time to plan. 4. If there were 1. 5 million unemployed persons in Canada with 15. 5 million employed and a population of 20 million, what would the unemployment rate equal? What would the labor force participation rate equal? 8. 82% 85% 5. In 2000, a price index for medical care in the United States increased from 254 to 265. Based on these figures, compute the rate of inflation or percentage increase in prices for this industry. How does this price change compare to that across the economy that year? 6.If the nominal interest on my mortgage is 3. 0 percent and the expected rate of inflation for next year is 0. 5 percent, what real interest rate will my mortgage lender earn? 2. 5% 7. Holding everything else constant, if the government were to decrease welfare, unemployment, and Social Security disability payments, how would this action change the labor force participation rate? How would it change the unemployment rate? What would be the immediate impact of this action on the level of income inequ ality? In the short term, would this action likely cause an increase or decrease in the urban crime rate?The labor force rate should increase. However, if there are not jobs/employment to replace the loss of benefits the rate will not increase. Unemployment rate should go down, however these individuals must be able to receive enough income to alleviate the loss of benefits and monetary resourced that were being received. Income equality will not change drastically at the onset. The individuals will still live in th same area and be receiving the same or less depending on the education level or their ability to acquire additional skill or trades.The increase in crime will go up at the onset because there will be individuals without employment and benefits to sustain their children and families. 8. Assume that at some point in your life, you will maintain several bank accounts including a checking account and a money market account. You might pay a fee of $100 each year for your bank to sweep funds to and from your checking account depending on the balances. At the same time, you might have a job that provides for an increase in your salary based on changes in the rate of inflation.In this situation, does a loss in purchasing power represent a cost of inflation? Why or why not? Do your banking fees represent a cost of inflation? Why or why not? 9. Assume that you loaned me $1,000 at a very generous nominal interest rate of 3 percent to be paid back in one year. There is a sudden upturn in the economy, however, and inflation increases to 5 percent next year. As a result, when I repay you the $1,000 plus your $30 interest, has your purchasing power increased or decreased as a result of this loan and the interest that you received? What would your real rate of return equal?Based on your answers to the previous two questions and with the benefit of hindsight, what is the lowest nominal interest that you would be willing to accept in this situation? Decreased. Willi ng to accept 4 lowest interest rate. 10. If GDP and the rate of inflation increased and the unemployment rate decreased, what phase of the business cycle would we assume the economy is in? Recession Answer Key Below are the correct answers to the mod 2 hw set for you to compare to your own: 1. The four categories of unemployment are frictional, structural, seasonal, and cyclical. . The consumer price index (CPI) is the measurement tool used to measure changes in price levels. 3. Borrowers would benefit from unanticipated inflation because the nominal interest rates for their loans would be too low to account for the actual level of inflation. As a result the real interest rate that borrowers would be forced to pay would decrease. No one would benefit from anticipated inflation because both lenders and borrowers could agree to a nominal interest rate that would account for the level of inflation. 4. The unemployment rate would be 8. % and the labor force participation rate would be 8 5%. 5. The rate of inflation in the medical industry was 4. 3% in the year 2000. In comparison, the rate of inflation across the economy was 3. 4%. 6. The real interest rate will be 3. 4%. 7. Cutbacks in these programs would cause an increase in the labor force participation rate and a decrease in the unemployment rate. However, such cutbacks would cause an increase in the level of income inequality. It is also likely that these actions would cause an increase in the crime rate. 8.In this situation, you would not incur a loss in purchasing power because your salary automatically increased as a result of inflation. The banking fees that you paid would represent a cost of inflation since you are using your resources to protect against the effects of inflation. 9. Your purchasing power would have decreased based on nominal interest of only 3. 0%. Your real rate of return would have been –2. 0%. With the benefit of hindsight you would require a nominal interest rate greater than 3. 0%. 10. We would assume that the economy is in an expansion.

Free sample - Analyzing Wal-Mart competition. translation missing

Analyzing Wal-Mart competition. Analyzing Wal-Mart competitionAnalyzing Wal-Mart competition and the development of a Wal-Mart drive through Wal-Mart Stores is the largest grocery store in the world. The company is based in America and has about 8500 retail outlets in about 15 countries (Wal-Mart 2010). The company has also established an online presence whereby customers can buy products online and get them delivered at their doorstep. Wal-Mart’s online presence has been relatively successful with about 1.7 billion annual online sales and is only second to Amazon in the online retail (Whittle, 2009). Wal-Mart competitors in the US include; Target, Meijer and Giant tiger among others (Jones, 2010). These companies have developed innovative methods, through which they compete against Wal-Mart.  Ã‚  Ã‚  Ã‚  Ã‚   Development of a Drive thru Wal-Mart in the past has tried to develop drive thru sale points in a bid to merge its physical and online businesses. Doing so meant that customers could order their products online and Instead of waiting for their delivery they could pick them physically from one of their chain store (Whittle, 2009).   This could be a very efficient way of shopping because the company would improve its supply chain system greatly. The system of serving customers at a drive thru should be very efficient. To avoid long waiting queues the system must be very efficient.   If items are ordered online then it makes the store much more efficient because at the drive through grocery store customers could have their orders completed easily.   However if items are to be ordered and provided at the store, then the   products provided must be few and must have a high demand. For instance 10 products of high demand could be provided at the drive through store whereby the customer is provided with the it em instantly at a given price. Wal-Mart does not need to construct new stores because it can create extensions to these stores so that the set-up costs of these stores is reduced A drive through store could improve the general efficiency of the store as well as gain more customers.

Healthy People 2010 Indicator in my Community Essay

Healthy People 2010 Indicator in my Community - Essay Example As a community, our commitment to work towards the key focus areas and meeting of health objectives can be an indicator of a society moving towards its goal of healthy people 2010. Surgeon General David Satcher describes Healthy People 2010as "an encyclopedic compilation of health improvement opportunities for the next decade."3 The 467 target objectives of mission Healthy People 2010 have been broadly divided into 28 focus areas4: Access Arthritis, Osteoporosis, Chronic Back Conditions Cancer Chronic Kidney Disease Diabetes Disability and Secondary Conditions Environmental Health Educational and Community-Based Programs Family Planning Food Safety Health Communication Heart Disease and Stroke HIV/AIDS Immunization and Infectious Diseases Injury/Violence Prevention Maternal, Infant, Child Health Medical Product Safety Mental Health and Mental Disorders Nutrition and Overweight Occupational Safety and Health Oral Health Physical Activity and Fitness Asthma/Respiratory Diseases Public Health Infrastructure Sexually Transmitted Diseases Substance Abuse (including alcohol) Tobacco Use Vision and Hearing In the paper, I will be focusing on Asthma as an indicator of Healthy People 2010 in my community. Herein I will talk about: The prevalence of Asthma cases Its impact on the society The measures taken by us to make our community Asthma free by 2010 The measures taken for handling this problem successfully and overall access to quality healthy services for fighting this problem along with education awareness against causes and cure of Asthma will be instrumental in indicating the success of Healthy People 2010 mission. In the earlier times, only old aged people were known to suffer from respiratory problems like Asthma. But now-a-days, this problem is... In the beginning of the year, the health department of the United States released health goals for the overall country both at the local community and at state level, to be met by year 2010. The health people 2010 is a comprehensive report of key focus areas, our goals and objectives, as well as roadmap for promoting health and wellness and preventing diseases, disability, and premature death. Eliminate health disparities between different segments of the population, including those relating to gender, race and ethnicity, education, income, disability, living in rural localities, and sexual orientation2 Unless we as individuals take up our responsibility, it is not possible to meet the goals of a disease free society by 2010. As members of community, it becomes our responsibility to ensure that we work towards meeting the objectives of a healthy people community. The measures taken for handling this problem successfully and overall access to quality healthy services for fighting this problem along with education awareness against causes and cure of Asthma will be instrumental in indicating the success of Healthy People 2010 mission. The foremost reason for increasing problem of asthma cases in the community is exposure to pollution, inadequate facilities, and high smoking rate

Retailer - Kroger Research Paper Example | Topics and Well Written Essays - 2000 words

Retailer - Kroger - Research Paper Example The economic stress has affected the business dues to the current recession. However, it has maintained its position despite the economic downturn because of its marketing strategies and excellent customer services. Wal-Mart is the greatest competitor affecting the company. It is known for its reduced prices, and therefore it can to drop the grocery prices by approximately 20% because it can be profitable with small margins due to economies of scale (Plunkett 141). Kroger may suffer increased price competition. However, Kroger offers products that balances its mix and does not go into direct competition with Wal-Mart. It has focused on developing its domestic markets. The customers have a high power in grocery industries because of their regular visits. In addition, switching cost is very low, and they can find similar products from other firms within the industry. In other words, customers are very keen on changes in prices and new products. Moreover, Kroger is facing legal issues, which may ruin the company image it the case was ruled against the company. Increase in operation costs can result in more debt because a high percentage was used in restructuring stores. The current economic recession has restricted the industry to refinance debt. Kroger has continued to enhance new technology in order to meet the customers need. Currently, the company has two data centers that conduct research to ensure the customers have quality and safe products. Also, the digital platform ensures that the company communicates with its clients. Kroger has over 2500 stores located in 32 states under five retail format namely supermarkets, warehouse stores, convenience stores, and jewelry stores. However, supermarkets account for the largest percentage. These supermarkets further categorized in food and drug stores, multi-department stores, and warehouse stores. Due to its wide variety of stores, it caters a broad customer base. Kroger has also